Hi, I'm Keith...

Your Local Mortgage Advisor.

I would like to show you how to pick the best mortgage for you, not just the one the bank gives you, by providing you options and letting you decide.

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"Last year, I saved my clients an estimated $1,005,800"

"Last year, I saved my clients an estimated $1,005,800"


WHAT TO EXPECT

Our Process


We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you will be able to close in 30 days!

Apply

Applying for a mortgage is the crucial first step towards turning your dream of homeownership into a reality. Our streamlined application process begins with a simple yet comprehensive form designed to capture all the necessary information about your financial situation, including income, assets, and liabilities. We've made our application accessible online, allowing you to complete it at your convenience from the comfort of your home or office.

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Verify

Verification is a critical aspect of the mortgage process, ensuring accuracy, authenticity, and compliance every step of the way. Verification begins with the thorough examination of the information provided during the application process. Our team meticulously reviews each document and piece of data to confirm its validity and accuracy. This includes verifying your income, employment history, assets, liabilities, and any other relevant financial information.

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Contact

Contact is the cornerstone of a successful mortgage experience. From the moment you reach out to us, our dedicated team is here to provide you with the support and guidance you need. Whether you have questions about the application process, need assistance with documentation, or simply want to discuss your options, we're just a phone call or email away.

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Pre-approval

Pre-approval involves a thorough assessment of your financial situation by a lender to determine the maximum amount of money you can borrow for a mortgage. This process typically includes a review of your income, assets, credit history, and employment status. By undergoing pre-approval, you gain valuable insights into your borrowing capacity, allowing you to set a realistic budget for your home search.

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Home search and Full Loan Approval

Home search and Full Loan Approval" signifies the exciting transition from exploring properties to securing financing for your dream home. This involves completing the mortgage application and providing any additional documentation required by the lender. Our team of mortgage experts will guide you through this process, ensuring that you understand each step and have all the information you need to proceed confidently.

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Loan Process

The loan process is a crucial series of steps that borrowers must undergo to secure financing for their home purchase. The loan process often begins with pre-qualification or pre-approval. During this stage, you'll provide basic information about your financial situation to the lender, who will then assess your eligibility for a loan and provide you with an estimate of the amount you may be able to borrow.

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Close

Closing" marks the culmination of the home buying process, where all parties involved finalize the transaction and officially transfer ownership of the property. Prior to the closing date, our team will work diligently to prepare all the necessary paperwork and coordinate with relevant parties, including the buyer, seller, real estate agents, and title company. We'll ensure that all documents are in order and that any outstanding issues are addressed promptly.

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Apply online with our easy - to - use Mortgage app!

our app allows you to quickly input all of the necessary information form wherever you are.

Apply Now!

Homeowners Stories

“Thank you Keith Goeringer for being a good man and helping me get into my first home this has been a little nerve racking for me but you would always keep me calm and get me through with good advice and humor you are my hero Sir God Bless you , thank you from the heart Keith”

Garland Stamps, Dickson, TN

a man and a woman are posing for a picture in the snow

“Keith has assisted us with two home purchases and both times he has made the process so easy. He communicates in a timely manner and makes sure that we are informed every step of the way. Keith is a pro, we wouldn't use anyone else!”

Stacy & Stephen Michael Snider, Hendersonvlle, TN

“This is my third time using Keith’s services and will continue to do in the future. Always makes the process very smooth."

Matthew Lowe, Lebanon, TN

OUR PODCAST

Yes! You Can Buy a Home With Keith Goeringer

Episodes


Tune in to empower yourself to make informed decisions about your home financing journey.

Episode 1 - How to Raise Your Credit Score to Buy a Home

A proven strategies to improve your credit score.

Listen To More

Episode 2-

Coming Soon...

Episode 3-

Coming Soon...

Let’s Get Started

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